How to pay for college MY way and maximize your financial aid
Each year, millions of families struggle with this puzzle:
"How to pay for the increasing costs of college for all their children, and still achieve a comfortable debt-free retirement, without taking unnecessary risk."
We solve that puzzle.
Our mission is to advise parents of college-bound high school students on all phases of college financial planning. We offer a unique and invaluable service where we show parents how to make college more affordable by managing the college admissions & financial aid process on their behalf, working closely with them to identify all of the grants, loans, & scholarships available, and submitting the myriad of forms and paperwork that are associated with this process.
Basically, we deliver PEACE OF MIND in knowing that everything will be done 100% accurately and on time, and that you will learn every strategy available to lower your family's out-of-pocket college costs as much as legally possible. By working with us, you will ALWAYS have pro-active coaches on every aspect of the college process to smoothly guide you through the process.
In addition, about 90% of those who qualify for need-based aid still have a significant "Family Contribution" that must come out of their pocket, plus there are those who do not qualify for aid and must totally pay for college themselves. We teach these parents how to pay for college on a tax favored basis, showing them the best sources for money, how to choose a college to get the best chance of funding with the least amount of loans, how to negotiate with a college to get the best financial aid package, how to make college affordable in any type economy without relying on Wall Street or expensive private student loans, and how to set up their personal finances to be eligible for significantly more aid than they ever thought possible along with much, much, more.
Throughout the year, we host numerous COMPLIMENTARY Workshops in local high schools & community centers for parents of college-bound high school students and follow these up by offering a COMPLIMENTARY personal evaluation to review the family's individual college financial situation. You can NOT afford to miss one of these workshops.
Michael Berlau - Investment Adviser Representative of and investment advisory services offered through Royal Fund Mangement, LLC, an SEC Registered Investment Adviser.
Michael Berlau is a leading nationally recognized college funding advisor according to SET Solutions Advisors™.
Since 2006, Michael Berlau has worked with hundreds of families with college-bound students to help them successfully enroll in the college of choice, improve their financial aid picture and to pay for college on a tax-favored-basis and still achieve a debt-free retirement.
Michael Berlau has co-authored the book, Learn How to Give Your Child a Four-Year College Education without Going Broke. Additionally Michael co-authors informative monthly college planning newsletters and has written two student success handbooks titled The College Admission Application Boot Camp Handbook and The No Nonsense Insiders Guide To a Successful Freshman Year and Thereafter.
Michael Berlau has been adjunct professor of economics at a national university, has earned a bachelor’s degree with honors in banking and finance from the University of Missouri-Columbia and a master’s degree in economics from the University of Missouri-Kansas City. Michael holds an insurance license in Kansas and Missouri and is an Investment Advisor Representative with Royal Fund Management, LLC, an SEC Registered Investment Adviser.
Michael Berlau resides in Overland Park, Kansas with his wife, and is the father of three daughters; all of whom have been through the college journey.